Comprehensive financial planning

With a fee-based financial planning relationship, you engage in a comprehensive collaborative process with our team. A quantitative and qualitative financial analysis is then completed for you to gain a better understanding of where you are in relationship to your goals and objectives. The plan is then monitored and adjusted on a regular basis to account for life events, life transitions, as well as market, tax, and legislative changes*.

You can rely on us to help you make good decisions and, even more importantly, help avoid poor decisions. The Vitality Group is a place where you can talk about your hopes, concerns, accomplishments, and mistakes without judgment.


Depending on your needs, a Financial Planning Relationship can include one or more of the following areas:

  • Cash Flow and Budgeting
  • Risk Management
  • Tax Minimization Techniques*
  • Employer Benefits Analysis*
  • Retirement Planning
  • Education Funding Strategies
  • Asset Allocation Investment Strategies
  • Accumulation and Distribution Techniques
  • Estate Planning*
  • Business Continuation

 For a comprehensive review of your personal situation, always consult with a tax or legal advisor.  Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.